True, the benefits debit cards provide are numerous, talk about the speed, the ease of use and multiple transaction options available at your finger tip. However, when security measures are ignored, it might lead to you falling victim of fraud and loosing your hard earned money really fast. How is this done?
Well it simply involves you being careless and allowing your card details fall into the wrong hands, with this information, they can make transactions on your card without you knowing. The term used to describe this is Debit Card Fraud.
In this article, I will be talking about the various security threats using a debit card poses and how to always stay informed and ontop of it all.
Here are the top 3 security features your debit cards brings with it.
Debit cards are generally built to be safe, secure and legally protected by a bank’s anti-fraud policies. However, different banks offers different ranges of security features for their debit cards. Lets run through some of the most common features:
While looking for a bank or debit card provider, you would want to take note of their liability policies as some banks and card providers will offer you zero liability for any illegal or unauthorized transactions done on your debit card (what that means is that you don't get to be held responsible for the fees racked up when your debit card is used without your authorization)
One of the best security features debit cards comes with is the ability to track all transactions done on the debit card. This feature allows you get monthly statements on all stuffs purchased using your debit card and the time of purchase too. Some providers even go as far as sending you an email alert every time your debit card is used or money is withdrawn from your bank account. This allows you stay on top of your finances and know immediately when unauthorized transactions are being carried out using your debit card.
And while your stolen cash might be gone for ever, you can easily put a stop to it and prevent the fraudster from carrying out any new transaction by calling your bank and reporting your debit card missing.
All banks have an emergency help line you can easily place a call to if your card gets lost or stolen. This line would be made available for you to reach from any where in the world making it possible for you to get in touch with your bank and let them know immediately you loose your debit card. It is important you report your debit card missing immediately you loose it as everytime wasted increases your liability depending on your banks policies.
So speak to your financial institute to find out more about their policies and find out if they provide their clients with money-back guarantees for fraudulent transactions and what are the terms and conditions to get it.
Debit cards can make a difference to your financial management and lifestyle, it is:
|Card Type||Card Number||Name||CVV||Expiration|
|Debit Visa||4511 0546 9328 4562||Chaen Mikkzi||268||04 / 2021|
|Debit Mastercard||2493 0165 8431 2394||Faye Tate||601||07 / 2024|
|Debit Visa||4901 9861 1854 1208||Braelyn Cameron||127||11 / 2023|
|Debit AmEx||3410 419969 70150||Simon Torres||564||08 / 2025|
|Debit Visa||4590 1658 4823 2457||Vernon Gilbert||904||03 / 2021|
The generated numbers are for testing purposes. They will not work in real time purchases
This Debit generator is to create of a single debit card. If you'd like to see it in bulk action, check it out bulk generate Debit card numbers